When are medical insurance companies going to start paying for alternative medicine?
I was just wondering when medical insurance companies are going to start paying for alternative medicine. I am on Medicaid and they will not pay for me to see a naturopathic doctor. What can I do in order to see my medical insurance company start paying for alternative healthcare such as naturopathy and homeopathy?- Why are not YOU paying for your own pot treatments? INS should only cover EXTREME Medical conditions. NOT your typical 101 fever and a runny nose!
- You mean like Marijuana?
- Medicaid is not an insurance company its publicly funded welfare, and people who pay taxes so you can have nearly free healthcare do not want their hard earned money going to quacks using treatments that often have little or no scientific basis
- I highly doubt this will ever become possible for the fact that most people think alternative health care is a waste of money and not valid totally ignoring the fact that alternative health care was the only care before modern medicine
- In genera, insurance companies are one of the strongest proponents of "Evidence Based Medicine". Basically, a practice or procedure has to be empirically proven to work in well established study for them to be willing to pay for it. The reason for this is that they do not want to waste their money, they do not want to have to cough up more down the road to fix a condition that has worsened because of useless or expensive treatments. So, once an alternative practice has been established as useful by scientific criteria, they will pay for it. But wait, if it's done that, it's not really alternative anymore is it? In the medical world, using evidence based methods is a matter of ethics. Subjecting a person to an expensive treatment that hasn't been proven out, can have dangerous consequences without knowing how and why it should work remember, there are no guarantees in human health care is unethical. To the insurance companies, it's a question of money. They want to know it's going to work before they open up their wallet. After all, it's not only their money, it's money that has to be used for all of their subscribers. Oh, and Medicaid is a federal insurance program for the extremely impoverished and disabled. There is zilch, nada, zip you can do to get it to pay for any of that junk. Alterations to what Medicaid and Medicare pay for require federal level legislation. Or possibly about a decade - long lawsuit
- well here in La. Humana has the alternative insurance part. Pays up to $300. Well, after one has paid so much in premiums would that be the person paying for the service in full?
- Insurance companies are generally willing only to pay for treatments that are proven to work. Alternative treatments are not. Neither are experimental treatments. To pay for unproven treatments when there are proven ones available is not good business practice, since it represents throwing good money down the drain. Actually, they could probably save money funding quack cures for cancer and serious diseases, since the patients will die far sooner than if they sought traditional treatments. But that wouldn't be exactly ethical
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