I major medical insurance before. What is an HMO or a PPO?
My choices Cigna HMO Blue Cross Blue Shield PPO- I would opt for the Blue Cross Blue Shield PPO. With a PPO you have more choices for doctors, and you do not need so many pre - approvals for tests, etc. Personally, I am not a fan of HMOs. I prefer to have more control over who I see
- HMO's are the worst, they are managed by penny pinching idiots that have no regard for human life, only keeping costs down and profits high!
- I would have to say blue cross PPO - HMO's stink
- PPO for sure. With an HMO, you need to see a primary care physician before you are referred anywhere else. why go to 2 doctors when you only need one of them. unless you like to wait in waiting rooms. With PPO, you can see a neurologist, an orthopedist, a cardiologist, etc without having to see your primary care physician. Just make sure you check on your premiums, co - pays, etc. PPO usually cost a little more. Also, out of Network providers doctors / spe t that you want to see but not on your plan on HMO plans will cost you more money! Good Luck! I have Blue Cross Blue Shield PPO. I have never had any problems
- never go with an hmo if you can help it. more options with ppo, like going out of network. hmo patients get treated horribly
- Your out of pocket cost will be higher with the PPO, but you will have freedom to choose your doctors and to get the care that you want, instead of just the care that your HMO wants
- Although it seems that you already have the answer, I can tell you that a PPO is always better than an HMO and BCBS is always better than CIGNA. I was the benefits officer for 1600 employees
- PPO - you can usually choose your own doctors with that and go out of network
- PPO is much better. you can choose from many different Doctor with in your network. and go outside your network, with prior approval. I got BC BS PPO and like it!
Knowledge Base
Medical istant Jobs in Georgia?
i just finished my courses in medical isting in nyc and i am about to receive my degree. i haven't gone for my certification test yet. i was told that i have to be certified for phlebetomy, ecg and then medical isting. is that true? or can i just take (medical schools)
Can I take ibuprofen or any headache medicine if I'm taking prescribed antihistamines?
i woke up with a headache and i?m taking prescribed antihistamines and prescribed nasal spray for allergies, will taking any type of headache medicine have a negative effect on me. i?m not sure if i should take something or not. any thoughts?. there is no drug interaction between the antihistamines (medicine online)
Short term disability insurance help?
i am scheduled to have a hip replacement in may. my question is this: is there any type of insurance i. e. - aflac that can help with some of the medical expenses that i will incur or even help with the lost income? i have heard of short term (medical assistant)
Knowledge Base: Medical Insurance
does anyone know where to get a cheap medical insurance for spouse?
my wife cannot be on medical from work because it's really expensive to add a spouse. so we're thinking of having our own individual insurance. if your group health plan is under $250 a month for her, that is worth it. you will not get anything less than that for (medical insurance quote)
Getting life insurance without no medical exam?
i am over 60 and i need life insurance but i do not want a medical exam. i just want something to pay my funeral so my kids will not have to suffer from the cost. is global life insurance good or is there aything else out there that i (individual medical insurance)
When can someone with a preexsisting condition get medical insurance?
my daughter is disabled and they will be cutting her medicaid in august because i make too much money. i only make about $3000 a month. her medical supplies and meds are around $1000 or more a month without insurance. i really can not go down to park time because (self employed medical insurance)
How do you find short term medical insurance coverage for approximately 6 months until medicare kicks in?
there is no such thing as short term medical insurance. the premiums are based on an annual period and usually paid monthly. all you have to do is take the insurance and cancel it after 6 months. contact a local independent insurance agent to suggest a good policy for someone (medical insurance quote)
Financial istance for medical bills when the individual has no insurance?
my boyfriend is 19 years old. he works at a facility that doesn't offer medical insurance and had never gotten around to getting any elsewhere. he was recently hospitalized with appendicitis and ended up having his appendix removed in an emergency surgery. the bills that he has received from this (private medical insurance)
Knowledge Base: Major Medical Insurance
Looking information on Major Medical Insurance?
i am going to be self employed in the near future and want to start shopping for major medical. i literally know nothing about it. what should i be looking for? what kinds of prices should i expect? any feedback from anyone who has purchased their own major medical policy? (major medical insurance)
34 year healthy single male medical insurance major auto accident. What to him?
34 year old healthy single male without medical insurance gets into major auto accident he only has liability auto insurance cause that's all he can afford. what happens to him? he rents a one bedroom apartment, makes minimum wage & only thing he owns is his 10 year old geo (major medical insurance)
Has anyone here switched over from "regular' health insurance or no insurance
this is more like what traditional major medical insurance plans had. otherwise, your family must meet the family deductible even if only one person had the medical conditions. treas. gov / offices / public - affairs / hsa / . yes i did and, as a former actuary, i think (major medical insurance)
Can I buy major medical insurance my horse?
i want to purchase an insurance policy for my 8 yr old american warmblood gelding. i only want major medical / surgical and loss of use, not mortality insurance. does any one know any good policies in the usa? my gelding is used for low level hunters and is valued (major medical insurance)
Question carrying Major Medical Insurance policies on 1 individual?
my wife and i are having a kid and we both have hmos from our individual employers. we both have high deductibles and ultimately similar coverage. a friend who is not in the insurance business recommended we double insure our new born son when he arrives just to insure he (major medical insurance)
